Perhaps, the greatest risk of all is not risking at all. Do you know that life in itself is already a risk. One philosopher said, “the moment you start living is moment you start dying.” You are not safe by staying on the safe side. Financially, your investments, if you like it safe can at most only be relatively safe. Banks feeds your dearly investments to inflation eventually losing purchasing power. In stocks however, the tides seem a little troublesome, but returns on high seas outweighs the turbulence.
As always, educate yourself before going into any form of investments. If you fail, educated yourself again to the point where you have messed-up. If you are so serious with it, make financial literacy become part of every fiber of your being. Let it be your second nature, till it becomes you eventually.